Don’t invest unless you’re prepared to lose all the money you invest. This is a high‑risk investment and you should not expect to be protected if something goes wrong.
CoinJar Instant Buy - Buy Crypto With a Card
Got card? Buy crypto.
Say goodbye to slow moving bank deposits with CoinJar Instant Buy. Simply add your UK-issued Visa or Mastercard to your CoinJar account and when you buy crypto you’ll be able to use your debit card to make the purchase. You can even use Apple Pay or Google Pay straight from your device.
It’s convenient and there is a 2% transaction fee*.
How Instant Buy works
Pick your crypto
Choose from more than 60 cryptocurrencies.Choose a card
Add your UK-issued Visa or Mastercard to your account or choose Apple Pay or Google Pay.Make a purchase
Enter your amount, click confirm and boom: crypto in your wallet.^
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*As of 26 April 2021. This excludes any additional fees that you may be charged by your bank or credit card provider.
^All purchases made with credit or debit card will be subject to a 7-day reserved balance. For more information, see our dedicated .
Frequently asked questions
How do I link my bank account to CoinJar for cryptocurrency purchases?
You’ll need to use your bank account to fund your CoinJar account after the setup process. This allows for seamless transfers when buying and selling cryptocurrency.
Will I be charged interest when buying cryptocurrency with a debit/credit card?
Yes, interest rates apply to any outstanding balance on your credit card, including crypto purchases.
Is there an annual fee for using a debit / credit card?
Your credit card issuer might charge an annual fee. Check your card agreement for any applicable fees. Your credit card issuer sets the due date.
Are there any credit limits for buying crypto on CoinJar?
Yes, your credit card issuer sets a credit limit, which may be lower for crypto purchases than for regular transactions.
Is CoinJar a financial institution?
No, CoinJar is a cryptocurrency exchange, not a financial institution. It facilitates buying and selling crypto but doesn't offer traditional banking services.
Can I use balance transfers to buy crypto on CoinJar?
This depends on your credit card issuer. Some allow balance transfers for crypto purchases, while others don’t. Check with your financial institution for their specific policy.
What are the advantages of using a debit / credit card to buy cryptocurrency?
Credit card purchases are processed almost instantly, allowing you to buy cryptocurrency quickly and take advantage of market opportunities.
Many credit cards offer rewards programs where you can earn points or cashback on your purchases, including cryptocurrency. These rewards can offset some of the costs associated with buying crypto.
Using your credit card responsibly and paying off your balance on time can help improve your credit score.
However, it's crucial to weigh these advantages against potential drawbacks such as uncompetitive interest rates, fees, and the risk of accumulating debt.
Your information is handled in accordance with CoinJar’s .
Cryptoassets traded on CoinJar UK Limited are largely unregulated in the UK, and you are unable to access the Financial Service Compensation Scheme or the Financial Ombudsman Service. We use third party banking, safekeeping and payment providers, and the failure of any of these providers could also lead to a loss of your assets. We recommend you obtain financial advice before making a decision to use your credit card to purchase cryptoassets or to invest in cryptoassets. Capital Gains Tax may be payable on profits. CoinJar’s digital currency exchange services are operated in the UK by CoinJar UK Limited (company number 8905988), registered by the Financial Conduct Authority as a Cryptoasset Exchange Provider and Custodian Wallet Provider in the United Kingdom under the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017, as amended (Firm Reference No. 928767).
Apple Pay and Apple Watch are trademarks of Apple Inc. Google Pay is a trademark of Google LLC.
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