Top articles

  • Crypto SMSF | Cryptocurrency Self Managed Super Fund

    CoinJar makes buying Bitcoin and other cryptocurrencies simple with your self-managed super fund. Join thousands of Australian SMSFs using Australia's longest-running exchange to gain exposure to the world’s fastest-growing asset class.
    hero_coinjar-smsf@3840w.jpg

    Super, meet crypto.

    Why choose CoinJar for your SMSF?

    Customers_88e616042e.svg

    Local customer support

    Our experienced and friendly SMSF support team is here to help, 9am-2am Mon-Fri and 9-5:30pm Sat-Sun (AEST).
    Security_Strategies_ffb0182d5d.svg

    Secure and reliable

    Australia’s longest-running crypto exchange with industry-leading account security. Registered with AUSTRAC.
    orange fees.svg

    Low fees

    0% - 0.1% fees on CoinJar Exchange. Fees as low as 1% on CoinJar mobile and web apps.
    Report_92a8f31bd6.svg

    Simple EOFY reporting

    Single-click tax documents in PDF and CSV plus automatic integration with leading crypto tax apps.
    orange flag.svg

    100% Australian

    We’re proud to be a fully Australian exchange, not a brokerage for unregulated international players.
    Support_42bd6edd36.svg

    Over-the-counter service

    Personalised OTC accounts available for high volume trades.
    Open your CoinJar SMSF
    best crypto exchange
    best crypto exchange
    best crypto exchange
    finder award crypto trading value coinjar
    finder award most loved brand coinjar
    finder award most trusted brand coinjar
    finder award quality service coinjar
    best crypto exchange, buy bitcoin, buy tether, buy xrp

    Automate your SMSF taxes with BGL through Crypto Tax Calculator or Syla

    Streamline tax reporting with Crypto Tax Calculator or Syla by automatically importing your CoinJar and CoinJar Exchange transactions and instantly sync your trading history with BGL’s Simple Fund 360 - SMSF Administration Software. Learn more

    Simplify your taxes

    Automatically import your CoinJar and CoinJar Exchange trading history into crypto tax calculator software.Learn more
    best crypto exchange, buy bitcoin, buy tether, buy xrp

    How do I add cryptocurrency to my SMSF?

    Step oneCreate an accountWhen joining CoinJar, select SMSF as your account type.
    Step twoSubmit your documentsProvide the appropriate Registered Trust information when prompted.
    Step threeStart buying cryptoOnce your SMSF account is verified, you can begin buying crypto.
    Learn more on Knowledge Base
    image_logo_fintech-australia.svg
    registered with austrac, best crypto exchange, buy bitcoin, buy tether, buy xrp
    Blockchain_logo_1_1_1891e21959.png

    Risks and Responsibilities

    Adding cryptocurrency to an SMSF can significantly increase the risk profile of your fund. Given the volatility of the cryptocurrency markets, there is the possibility of low or negative returns on your investment and you will not have access to the Australian Financial Complaints Authority in relation to your investment in cryptocurrency.

    SMSF members are wholly responsible for ensuring that their fund is compliant with the regulations contained in the Superannuation Industry (Supervision) Act and must maintain compliance even if the law changes. Members must also ensure that any cryptocurrency investments comply with the fund’s trust deed and investment strategy.

    We strongly recommend you seek professional advice before deciding to add cryptocurrency to your fund’s portfolio.

    Blockchain Australia's 2023 Blockies Awards Winner

    DIGITAL CURRENCY EXCHANGE OF THE YEAR
    CoinJar won the Digital Currency Exchange of the Year Award at The Blockies! Read our blog to learn why Blockchain Australia chose us over the competition.See why Blockchain Australia chose CoinJar

    Set up your Crypto SMSF with CoinJar today

    Send us a message and our Team will be in touch.

    Your information is handled in accordance with CoinJar’s Collection Statement.

    footer_logo_1_6a238f8aff.png
    mastercard_pay_mark_0350ee9c9b.svg
    apple_pay_mark_7d779715ad.svg
    google_pay_mark_800_1_d4e5c13bff.svg
    best crypto exchange, buy bitcoin, buy tether, buy xrp

    CoinJar Exchange

    Trade with the best
    With one of the fastest matching engines in the world, CoinJar Exchange is purpose-built for institutions, market makers and professional traders. Features global liquidity, ultra-thin spreads and a high-performance interface.Explore CoinJar Exchange

    Secure, private & encrypted

    grey shield.svg

    Fraud protection

    We employ multi-level data encryption, security audits and best practice organisation security to protect customer accounts. Our Support team uses advanced machine learning to recognise suspicious logins, account takeovers and financial fraud.
    grey security.svg

    Asset security

    Our assets are secured by BitGo and Fireblocks, two of the most respected custody providers in the cryptocurrency space. We maintain full currency reserves at all times, with sufficient assets to cover more than 100% of our customer balances.
    grey paper.svg

    Trusted exchange

    CoinJar is Australia's longest-running exchange, operating with no downtime since 2013. We’re backed by some of the world’s top investors and are fully registered and compliant with AUSTRAC and the Financial Conduct Authority UK (for AML purposes).
    Learn more about security at CoinJar

    Featured In

    featured-in_compilation_desktop_au@1920w.png

    Trustpilot logo
    Great
    Trustpilot ratings 4 star
    TrustScore 4.2 |Trustpilot
    Good company. Great customer support and a very easy to use app and online platform.- Truong Tran
    Really easy to use and the customer service was nice and immediately available. I recommend CoinJar for your crypto investments. - Lewis Shellard
    The support went beyond my expectation. Great service from the team to ensure my problem was fixed ASAP.- Sautafossi
    Awesome. Easy to use, simple lay out and really good for people starting out. - Kevin
    Had 2FA set up and forget to remove it before clearing and then selling my old phone. Really good support helped me to resolve this issue so I could get back in to my account.- Martin Varlow
    I have been using CoinJar successfully for about 9 months now. Everything about the service is quick and helpful, from the KYC process to the customer support. They appear to be a very professional...- Sarah Josephine
    So far I have found CoinJar really easy to use, very effective and just what i need. I love their app, it's so simple, as is everything with them really. I look forward to their expansion :) Also, ...- Ian Ballantyne
    Absolutely brilliant. Easy to use and everything you need is right where you want it. I can throw away my PC.- Cam Abel
    Buying and selling is extremely easy. The app is robust and clear.- St Pa
    The CoinJar app works absolutely fine for me and hardly ever have a problem! The new Mastercard is great and easy to use! - Paul Maitland
    Good company. Great customer support and a very easy to use app and online platform.- Truong Tran
    Really easy to use and the customer service was nice and immediately available. I recommend CoinJar for your crypto investments. - Lewis Shellard
    The support went beyond my expectation. Great service from the team to ensure my problem was fixed ASAP.- Sautafossi
    Awesome. Easy to use, simple lay out and really good for people starting out. - Kevin
    Had 2FA set up and forget to remove it before clearing and then selling my old phone. Really good support helped me to resolve this issue so I could get back in to my account.- Martin Varlow
    I have been using CoinJar successfully for about 9 months now. Everything about the service is quick and helpful, from the KYC process to the customer support. They appear to be a very professional...- Sarah Josephine
    So far I have found CoinJar really easy to use, very effective and just what i need. I love their app, it's so simple, as is everything with them really. I look forward to their expansion :) Also, ...- Ian Ballantyne
    Absolutely brilliant. Easy to use and everything you need is right where you want it. I can throw away my PC.- Cam Abel
    Buying and selling is extremely easy. The app is robust and clear.- St Pa
    The CoinJar app works absolutely fine for me and hardly ever have a problem! The new Mastercard is great and easy to use! - Paul Maitland

    Frequently Asked Questions

    Are there risks with a crypto SMSF account?

    Digital currencies are highly volatile. Your investment could change significantly. SMSF trustees should seek financial advice before investing in crypto assets.

    Can I transfer existing crypto into my CoinJar Crypto SMSF?

    Yes, you can transfer existing crypto assets into your CoinJar Crypto SMSF account, but consult a tax professional to understand potential tax implications.

    How do I set up a CoinJar Crypto SMSF Account?

    Setting up a CoinJar Crypto SMSF Account involves establishing an SMSF and meeting regulations. CoinJar provides a platform and tools for managing crypto assets within the SMSF. Seek help from legal or financial advisors for SMSF setup.

    Learn more here.

    Please explain the sole-purpose test?

    SMSFs must be for retirement benefits only, according to the ATO. They likely won't meet requirements if members get financial benefits before retirement.

    How do I custody my digital assets?

    CoinJar provides a free, secure wallet for convenient crypto trading and easy auditing. Alternatively, you can self-custody crypto assets in a hardware wallet, but consult advisors for potential trust deed adjustments.

    How does the ATO view crypto?

    The ATO considers crypto as capital gains tax assets for SMSFs. You must keep records of crypto transactions for tax purposes.

    How do I set up a fund's trust deed for SMSF crypto?

    Your advisors can help set up everything for SMSF crypto investments, including the trust deed.

    Do SMSFs pay tax on cryptocurrency?

    Yes, they are subject to capital gains tax and income tax.

    What is an investment strategy?

    SMSFs in Australia must have an investment strategy, listing crypto as an allowable asset if planned. The strategy should detail investment plans and be tailored to individual circumstances.

    Can you invest your superannuation into crypto?

    Yes, you can add crypto to your SMSF with CoinJar, but consult professional advisors to ensure compliance with your trust deed and investment strategy. Also, check with the ATO here.

    What are the benefits of setting up a crypto SMSF account with CoinJar?

    We offer smooth onboarding, low trading fees, easy EOFY reporting, institutional-grade security, and local 7-day customer support.

    Which cryptocurrencies can be bought with an SMSF?

    You can buy any of the 70 cryptocurrencies we offer, including Bitcoin, Ethereum, XRP, DOGE, USDT, and PAXG.

    Is it safe to set up a self managed super fund with CoinJar?

    CoinJar prioritises asset safety with no security breaches or loss of funds since 2013. We keep most assets in cold storage and maintain full currency reserves.

    What costs are associated with cryptocurrency SMSFs?

    SMSF setup costs $1,500-$2,500+ and annual fees range from $1,200-$2,500+. See here for more details.

    What documents are needed to open a CoinJar SMSF account?

    You need to submit SMSF details, trust deed copy, and verify all trustees on CoinJar.

    How long does it take to set up a CoinJar SMSF account?

    Once we have all your documentation, one business day to a week.

    Can I use my personal CoinJar account to set up an SMSF?

    No, you need to create a specific SMSF account during sign-up. You can attach the same phone number to a personal and SMSF account, however.

    Can I use CoinJar's Australian-based platform to manage cryptocurrency (a CGT asset) for my SMSF?

    Yes, CoinJar offers an SMSF account with a secure wallet specifically for managing crypto assets.

    promo_coinjar-bundles_right_au@1920w.png
    CoinJar LogoInvest in the cryptocurrency futureSign up now
    App store
    App Store Rating - Apple
    App store
    App Store Rating - Google (UPDATED).svg
    App storeApp store

    Your information is handled in accordance with CoinJar’s .

    CoinJar’s digital currency exchange services are operated by CoinJar Australia Pty Ltd ACN 648 570 807, a registered digital currency exchange provider with AUSTRAC.

    CoinJar Card is a prepaid Mastercard issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 pursuant to license by Mastercard. CoinJar Australia Pty Ltd is an authorised representative of EML Payment Solutions Limited (AR No 1290193). We recommend you consider the and before making any decision to acquire the product. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

    Google Pay is a trademark of Google LLC. Apple Pay is a trademark of Apple Inc.

    This site is protected by reCAPTCHA and the and apply.

    CoinJar logo
    CoinJarGet the app.
    InstallInstall app