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Fees & Spread
Trading on CoinJar
| Transaction type | Fee |
|---|---|
| Converting fiat to cryptocurrency | 1% |
| Converting cryptocurrency to fiat | 1% |
| Converting cryptocurrency to cryptocurrency | 1% |
US purchases & withdrawals
| Transaction type | Fee |
|---|---|
| Instant buy with bank account | 1% |
| Sell to bank account | 1% |
| Visa / Mastercard® debit card purchase (Instant Buy) | 2% |
| Apple Pay / Google Pay™ debit card purchase (Instant Buy) | 2% |
| Recurring Buy (DCA) with debit / credit cards | 1% |
| Recurring Buy (DCA) with Apple Pay / Google Pay™ | 1% |
Disputing a deposit service transaction, raising an investigation or error correction request with your bank for any reason (fraudulent or otherwise) will result in a dispute fee. The current dispute fee is $20 plus any fiat to crypto conversion fees, and is subject to change as determined by our payment provider.
Cryptocurrency transfers
| Transfer type | Fee |
|---|---|
| Sending crypto to CoinJar members | No fee |
| Sending crypto to external wallet addresses | Dynamic fee* |
| Receiving cryptocurrency | No fee |
*Dynamic fees vary by cryptocurrency and network congestion and are recalculated every 15 minutes. For more information check out our .
CoinJar Bundles & Recurring Buy (DCA)
| Transaction type | Fee |
|---|---|
| Recurring Buy (DCA) with debit / credit cards | 1% |
| Recurring Buy (DCA) with Apple Pay / Google Pay™ | 1% |
| Purchasing or selling bundles with cash accounts | 1% |
| Unbundling existing bundles to crypto accounts | 0% |
| Rebalancing bundles | 1% |
| Purchasing bundles with debit / credit cards | 2% |
| Purchasing bundles with Apple Pay / Google Pay™ | 2% |
How to buy Bitcoin with CoinJar
Start your cryptocurrency portfolio with CoinJar by following these simple steps.
Your information is handled in accordance with CoinJar’s .
Copyright © 2025 CoinJar, Inc. All rights reserved.
CoinJar, Inc. is a registered Money Services Business with FinCEN and licensed as a money transmitter, NMLS #2492913. For a list of states in which CoinJar, Inc. is licensed or authorized to operate, please visit . In certain other states, money transmission services are provided by Cross River Bank, Member FDIC.
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