CoinJar Card: Flex While You Shop, Earn Crypto Rewards

Do your friends say, “But you can’t buy anything with crypto?” Pfft you can buy just about everything with . CoinJar Card lets you take your digital assets for a spin in the real world. And not only that, you can spend crypto like a boss while racking up sweet rewards, like MORE CRYPTO.

Here’s how to flex your crypto purchases using a CoinJar Card in front of those crypto skeptics and show them how the world works now.

Let's dive into the world of CoinJar Card and discover how it's revolutionising the way we shop, spend, and earn in the crypto space.

What's the tea with CoinJar Card?

Crypto is now part of everyday commerce. Crypto isn't just sitting pretty in people’s digital wallet anymore. It can be actively working for you every time you swipe, tap, or click.

This is where CoinJar Card comes in. It is a prepaid debit Mastercard that lets you spend your crypto like cash. It's like using a debit card, but it's a crypto card. And as you spend, you accrue rewards points which then can be switched for more crypto.

This will make your average crypto bro or crypto sis do a happy dance.

How does CoinJar Card work

-It's a prepaid debit (not a credit card, so you won’t rack up debt.)

-You can use it everywhere Mastercard is accepted (which is pretty much everywhere).

-You can use your crypto balances to spend online, in-store, or even withdraw as cash from ATMs, worldwide.

-It has no monthly fees – because yuck no one likes those. Gross.

-And you can earn rewards as you spend.

Getting started: Your passport to crypto shopping

Ready to get your CoinJar Card? Here's how to get your hands on this crypto-powered shopping companion:

-Fire up the CoinJar app and tap on the Card icon

-Double-check your deets (add your delivery address if you want a physical card) and hit confirm

-Your digital CoinJar Card is ready to roll.

Apple Pay and Google Pay

CoinJar Card works with both Apple Pay and Google Pay. So whether you're iPhone or Android, you can add your card to your digital wallet.

For Apple Pay:

In the CoinJar app, tap Card > Manage Card > Add to Apple Wallet

Follow the prompts, agree to the T&Cs, and verify yourself

You're all set to splurge with a swipe!

For Google Pay:

Same deal – Card > Manage Card > Add to Google Pay

Tap through the steps, accept the terms, and verify

You're locked and loaded for some Android-powered purchasing!

Spend like a pro: Using CoinJar Card

If you are shopping online, in-store, or withdrawing cash, CoinJar Card can make it rain crypto-style.

In-store shopping

-For contactless payments, just whip out your phone and use Apple Pay or Google Pay

-With the physical card, tap, insert, or swipe.

-Remember to select "Credit" and punch in your 4-digit PIN

Online shopping

-Head to the CoinJar app and tap on the Card tab

-Hit "Card details" and verify yourself

-Your card number, expiry date, and CVC are at your fingertips.

ATM withdrawals

-Insert your physical CoinJar Card

-Select "Credit"

-Follow the prompts and get your cash

-Min withdrawal: $20, Max: $1000 per day

Fees and limits

Let's talk numbers – here's what you need to know about fees and limits:

Fees

-Card issuance (digital and physical): Free as a bird!

-Monthly/annual fees: Zilch, nada, zero

-In-store and online purchases: 1% (but you get rewards – sweet!)

-Foreign transactions: 2.99% (for when you are buying cocktails in Bali)

-ATM withdrawals: 1% (plus any fees from the ATM operator)

-Transaction disputes: $27.50 (hopefully you won't need this one)

To know more about transaction fees, check the CoinJar website.

Limits

-Max daily spend: $5000

-Max daily transactions: 25

-Max daily ATM withdrawal: $1000

-Max daily ATM withdrawals: 5

Earning rewards: Who doesn't love free stuff?

Now for the part you've been waiting for – the rewards! CoinJar Card turns every purchase into an opportunity to earn. Here's how you can stack those points:

-Spend with your CoinJar Card: 1 point for every $1 spent

-Buy and sell crypto in your CoinJar account: 1 point for every $10 transacted in AUD

-Refer friends: 500 points for each verified referral

Redeeming rewards: Treat yo'self!

As of September 2024, redeeming your rewards is easier and more rewarding than ever:

-Instant gratification: Redeem points for crypto instantly.

-More choices: Exchange points for a wider range of crypto, including BTC, ETH, WIF, DOGE, XRP, Solana, and the memey favourite, Pepe.

-You can also trade points for gift cards from Amazon, Bunnings, Wish, Uber Eats, Airbnb, and more

Most popular uses for points if you don’t want to convert them into more crypto is to cover trading fees or pay for external withdrawal fees.

To check your point balance, just open the CoinJar app and scroll down to "CoinJar Rewards."

Ready to cash in? Here's how:

-Visit the Rewards Store

-Sign in with your CoinJar credentials

-Pick your reward and enjoy it instantly!

Things to note

Using your CoinJar Card might cause a CGT event and may need to be reported on your tax return. You can sign up to a crypto tax calculator or check with your accountant.

Your CoinJar Card is covered by Mastercard's Zero Liability Protection Policy, so you can shop with peace of mind.

CoinJar Card: Your ticket to crypto flexing

The CoinJar Card isn't just a piece of plastic (or digital code) – it's your passport to the future of finance. It's about bridging the gap between your crypto holdings and your everyday purchases, all while rewarding you for embracing the crypto lifestyle. And you can use it to impress the crypto killjoys and skeptics. Which is the best flex of all.

CoinJar Card is a prepaid Mastercard issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 pursuant to license by Mastercard. CoinJar Australia Pty Ltd is an authorised representative of EML Payment Solutions Limited (AR No 1290193). We recommend you consider the and before making any decision to acquire the product. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Google Pay is a trademark of Google LLC. Apple Pay is a trademark of Apple Inc.